After an accident, many insurance companies will try to underpay or deny a claim altogether. If you've been in an accident and are dealing with your insurer, be wary of the following three lies they may tell you.
Take proactive steps to dispute the false claims of insurance companies and make sure you get what’s fair for the losses caused by an accident.
They May Say You Have to Provide a Recorded Statement
After being involved in an accident, one of the most daunting yet important things one must do is dealing with their insurance company. Though you may assume that you can wait to make a statement until your lawyer has had a chance to review the situation, many insurance companies might require you to provide a recorded statement immediately following the incident.
In order to legally protect yourself and your interests it is important to ask for advice from a legal professional prior to making any type of official statement about the accident. No matter what an insurance company may tell you, it is always best practice to consult with a lawyer before providing any kind of statement.
They May Say You Have to Use a Specific Doctor After a Crash
After being in an accident, dealing with an insurance company can be a source of frustration - especially if they tell you that you need to use a specific doctor. In some cases, the insurance company might require you to go to one of their preferred doctors or specialists.
However, this rule may not always apply; depending on the circumstances, you may have the right to choose which doctor you wish to consult with. It is important to read your policy thoroughly and make sure that you understand your rights as well as the insurer's expectations so that you know what to expect if this scenario arises.
They May Say You Can Handle Your Claim Without a Lawyer
Insurance companies often don't tell you their whole story about dealing with a claim. They may say that it is easy to settle without a lawyer, but the truth of the matter is that having an attorney on your side can increase your chances of getting a fair settlement and expedite the process.
While it's possible to navigate through a claim on your own, insurance companies are interested in protecting their bottom line and may withhold important information or benefit packages that experienced lawyers know how to fight for. Don't be taken advantage of because you didn't know better: Do your research and consider enlisting the help of a qualified legal professional when filing an insurance claim.