Doe’s dog ran into the street, causing a city truck to swerve, throwing two gardeners out the back end and causing them serious injuries. The gardeners’ lawyers offered to settle for Doe’s insurance limit of $100,000, but the insurance company refused and, when the case went to trial, a $2.6 million verdict was reached. The insurance company only paid $100,000, so the Biren Law Group brought a bad faith claim on behalf of Doe, obtaining $835,000 in compensation for Doe and the remaining $2.5 million due to the gardeners.